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Post by bulltrader on Mar 8, 2020 6:46:35 GMT -6
Thinking about retiring. Any tips?
I'm 63, worked my current job for 36 years full time, 46 years total as a firefighter.
Got enough cattle to keep me as busy as I want.
Can pick up some part time work if I need to.
Thoughts?
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Post by angusrancher on Mar 8, 2020 7:29:36 GMT -6
Run for congress.
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Post by tcranch on Mar 8, 2020 7:33:32 GMT -6
Retirement is somewhat overrated. Hubby retired early when we were still in TX and drove me nuts because he didn't know what to do with himself other than projects around the house. Bought the ranch and I retired the next year. The cattle keep us busy but we're also on various boards and busy with fundraising (he has to travel quarterly for meetings on one board).
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Post by smokinm on Mar 8, 2020 9:21:59 GMT -6
Wouldn’t be a thought for me unless your job isn’t “ work “ at all and not from a physical aspect but mentally. My Dad always talked of turning 62 so he could retire, was diagnosed at 57 with colon cancer, he turned 62 May 1st and died May 30th. I retired right then, I work everyday but not at anything I don’t enjoy, life’s to short. I keep the bills paid but don’t sweat anything to much. Can’t take it with you might as well enjoy it!
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Post by chuckie on Mar 8, 2020 9:34:39 GMT -6
Sounds like a good idea to me bull trader. With that many years in as a firefighter, I hope they give you a good retirement. If your health is good, then you will enjoy it. But if you are having trouble moving around, then I feel people have a tendency to sit down and slow down even more. If you have a lot on your plate at the house, then you will be good.
You will enjoy not having to go in each day and sitting in the morning drinking that extra cup of coffee in the morning sure feels good. Take a nap if you want to.
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Post by bulltrader on Mar 8, 2020 10:00:06 GMT -6
Wouldn’t be a thought for me unless your job isn’t “ work “ at all and not from a physical aspect but mentally. My Dad always talked of turning 62 so he could retire, was diagnosed at 57 with colon cancer, he turned 62 May 1st and died May 30th. I retired right then, I work everyday but not at anything I don’t enjoy, life’s to short. I keep the bills paid but don’t sweat anything to much. Can’t take it with you might as well enjoy it! It seems I can retire and make a little more money than working. I am just tired of the BS and laziness with some of my co-workers |
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sdm
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Posts: 19
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Post by sdm on Mar 8, 2020 12:32:18 GMT -6
Fighting for the Ninth! I can't vote in that district any more, but I know folks who do. I'll put in a good word. |
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Post by 1982vett on Mar 8, 2020 15:43:49 GMT -6
Wouldn’t be a thought for me unless your job isn’t “ work “ at all and not from a physical aspect but mentally. My Dad always talked of turning 62 so he could retire, was diagnosed at 57 with colon cancer, he turned 62 May 1st and died May 30th. I retired right then, I work everyday but not at anything I don’t enjoy, life’s to short. I keep the bills paid but don’t sweat anything to much. Can’t take it with you might as well enjoy it! It seems I can retire and make a little more money than working. I am just tired of the BS and laziness with some of my co-workers You might be amazed how busy you can get when you stop chasing a paycheck. I know much of your work put you on the road and away from home. After retirement you won’t have to get everything done before you leave home, worry about it while your gone, or get it done after 5:30 and before bedtime or before work when you are home..... |
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Post by highgrit on Mar 8, 2020 18:24:33 GMT -6
We can bear hunt any day you choose. Getting away from home is one thing I miss some days since I hung it up.
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Post by bulltrader on Mar 8, 2020 19:08:32 GMT -6
It seems I can retire and make a little more money than working. I am just tired of the BS and laziness with some of my co-workers You might be amazed how busy you can get when you stop chasing a paycheck. I know much of your work put you on the road and away from home. After retirement you won’t have to get everything done before you leave home, worry about it while your gone, or get it done after 5:30 and before bedtime or before work when you are home..... I might still sneak out a time or two a year. But won't have to get up every morning like now. |
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Post by smokinm on Mar 9, 2020 2:39:16 GMT -6
Sounds like a no brainer to me. Anal glaucoma would set in where I couldn’t see my ass coming in this morning. There’s bears to hunt, cattle to trade and guns to swap why the hell would you go to work?
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Post by bulltrader on Mar 9, 2020 5:35:34 GMT -6
The only downside to it is they tell me I need to go to downtown Richmond to meet with the retirement people. Almost rather stay than go into Richmond. Lol
I will meet you for lunch when I go.
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Post by smokinm on Mar 9, 2020 7:44:27 GMT -6
That sounds good Kenny. I dont blame you I live way closer than you and I avoid that place like the plague.
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Post by farmerjan on Mar 14, 2020 15:54:31 GMT -6
If you do make the trip, give a heads up and a bunch of us can meet someplace and talk cattle and whatever other BS we can think of. Just, might want to wait til this corona virus thing quiets down.
Seriously, I would if I was you and had the ability to do so. I don't have the retirement money stashed away to live high off the hog, but can manage with my SS and a small retirement and some cattle money. I hated being in the hosp and the rehab for those nearly 3 weeks, but I like not having to get up and get going at all hours of the day. I really want to get settled into my "last home place" somewhere and do things I like; garden and become more selfsufficient again, have time to go to more cattle sales, little stuff and know that I don't have to get it done tonight because I have to go to work tomorrow. I also am on Medicare now and it is better than my work ins ever was, so that is a plus.
Since my son broke his femur on Nov 6th, and has been out of work with the doctor probably releasing him to go back the first of April, he has very mixed feelings. Says he misses some of it, he's asst super, but not the constant BS and the "crybabies" he has to babysit for and make do their job. He's with VDOT and the super is going to retire in a couple of years and my son says he's not sure he wants the BS and headaches. He has had alot fewer headaches and stuff since he has been out of work . Says he likes not having to kill himself working 8+ hours then trying to farm after that. He is still feeling the effects of the roll over accident with the roller while putting down the oil/gravel from over 2 years ago and still going to drs/therapy for it. Might be time to think about disability.... but he is only 47 and there is some formula for his years of service and "retirement age" so then he would have to worry about ins between what he would be eligible for and until medicare kicks in.
I am only keeping the farms that I test because at this point it is extra income. Plus most do not test every month. I am seriously considering giving it up before the cold winter sets in though. But then again, my son said he could help if he goes out on disability, if I keep it in my name, and I wouldn't have to do all the work, and we could split it for a few years. I think that within 5 years I will be down to less than half of what I am doing now just from the farms selling out. So might not be a bad idea to keep it for a little bit. My farmers are having a fit thinking I am going to quit. Just had one call me the other day needing advice about how to fix something in his computer. I'm still good for something!!!!!
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Post by bulltrader on Mar 14, 2020 18:58:59 GMT -6
Guess I'm back to work for a couple more years. Checked on retiring and to keep the same insurance would be $1474 per month. State would pay $144 and me the remainder. I can't do it on that.
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